About Koi Circle
Where unconventional thinkers share real strategies for building wealth.
Our Mission
Koi Circle exists to democratize access to financial strategies that most people never hear about. We're a community of curious individuals who believe that traditional financial advice doesn't tell the whole story.
From maximizing credit card rewards and travel hacking to exploring alternative investments and leveraging AI tools, we share what actually works—backed by real experiences, not just theory.
Meet Our Writers
Eric Moy
Founder & Financial Optimizer
Technical PM at AWS by day, serial builder by night. I run options strategies (theta gang, PMCC, iron condors), optimize credit card points, and explore DeFi yield farming. I built Koi Circle because I'm tired of meeting wealth builders once in a blue moon. I want a community of people who genuinely care about building wealth and pushing each other further.
Sam Chen
Former Wealth Advisor & Financial Educator
Spent 7 years as a private wealth advisor at a major bank charging clients 2% AUM fees for cookie-cutter portfolios. Left to teach people how to self-manage their wealth and avoid the fees he used to charge. Passionate about democratizing financial knowledge.
What We Cover
Credit Card Optimization
Learn how to maximize rewards, points, and cash back. We cover everything from beginner strategies to advanced churning techniques and travel hacking.
Investment Strategies
Explore stocks, options, real estate, and more. We share practical insights from people who are actively investing and building wealth.
Alternative Assets
Collectibles, CS:GO skins, Pokemon cards, and other non-traditional investment opportunities that most financial advisors never mention.
AI & Automation
Leverage cutting-edge AI tools to automate research, optimize decision-making, and stay ahead of market trends.
Our Approach
Experience-Based
Every article is grounded in real experiences. We test strategies ourselves and share both successes and failures.
Community-Driven
Our best insights come from community members sharing what's working for them. We learn together and help each other succeed.
Transparent & Honest
No sponsored content disguised as advice. We share affiliate relationships openly and prioritize honest recommendations over commissions.
Practical & Actionable
We focus on strategies you can actually implement, with step-by-step guides and real examples.
Why "Koi Circle"?
Koi fish are symbols of perseverance, good fortune, and transformation. They swim in circles, constantly moving and adapting to their environment.
Like koi, we believe in continuous improvement, adapting to changing markets, and swimming together as a community. We circle back to share knowledge, learn from each other, and help everyone rise together.
Join the Circle
Ready to explore unconventional strategies and connect with like-minded people? Start reading our articles or join our community.